.lob-toggle{background:var(--gray-50);border-top:1px solid var(--gray-200)}.lob-toggle-head{margin:0 auto 28px;max-width:920px;text-align:center}.lob-toggle-head .eyebrow{color:var(--orange);font-family:var(--fm);font-size:11.5px;font-weight:700;letter-spacing:2px;margin-bottom:14px;text-transform:uppercase}.lob-toggle-head h2{color:var(--navy);font-family:var(--fd);font-size:clamp(32px,4vw,48px);font-weight:800;letter-spacing:-1px;line-height:1.1;margin-bottom:18px}.lob-toggle-head h2 .accent{color:var(--orange)}.lob-toggle-head h2 .accent-ns{color:#047857}.lob-toggle-head h2 .accent-jde{color:#369}.lob-toggle-head h2 .accent-hs{color:#c2410c}.lob-toggle-head .lead{color:var(--gray-600);font-size:16px;line-height:1.65;margin:0 auto;max-width:720px}.lob-tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:28px auto 14px;max-width:100%}.lob-tab{background:var(--white);border:1px solid var(--gray-200);border-radius:100px;color:var(--navy);cursor:pointer;font-family:var(--fd);font-size:14px;font-weight:700;padding:11px 24px;transition:background-color .15s,color .15s,border-color .15s}.lob-tab:hover{border-color:var(--navy)}.lob-tab[aria-selected=true].lob-tab-ns{background:#047857;border-color:#047857;color:var(--white)}.lob-tab[aria-selected=true].lob-tab-jde{background:#369;border-color:#369;color:var(--white)}.lob-tab[aria-selected=true].lob-tab-hs{background:#c2410c;border-color:#c2410c;color:var(--white)}.lob-toggle-helper{color:var(--gray-500);font-size:14.5px;font-style:italic;margin-bottom:32px;text-align:center}.lob-panel{display:none}.lob-panel[data-active=true]{display:block}.lob-panel-grid{align-items:stretch;display:grid;gap:20px;grid-template-columns:1fr 1fr}.lob-panel-card{background:var(--white);border-radius:16px;box-shadow:0 4px 16px rgba(11,29,58,.04);display:flex;flex-direction:column;padding:32px 32px 28px;position:relative}.lob-panel-card-pill{background:var(--white);border:1px solid var(--gray-200);border-radius:100px;color:var(--gray-600);font-family:var(--fm);font-size:10.5px;font-weight:700;letter-spacing:1.5px;padding:6px 14px;position:absolute;right:28px;text-transform:uppercase;top:28px}.lob-panel-card-pill.ns{border-color:#a7f3d0;color:#047857}.lob-panel-card-pill.jde{border-color:#bfdbfe;color:#369}.lob-panel-card-pill.hs{border-color:#fed7aa;color:#c2410c}.lob-panel-card h3{color:var(--navy);font-family:var(--fd);font-size:22px;font-weight:800;letter-spacing:-.4px;margin-bottom:6px;padding-right:140px}.lob-panel-card-sub{color:var(--gray-500);font-size:14px;line-height:1.5;margin-bottom:22px;padding-right:140px}.lob-panel-card ul{list-style:none;margin:0;padding:0}.lob-panel-card li{color:var(--gray-700);font-size:14.5px;line-height:1.55;padding:6px 0 6px 18px;position:relative}.lob-panel-card li:before{border-radius:50%;content:"";height:6px;left:0;position:absolute;top:14px;width:6px}.lob-panel-card.ns li:before{background:#047857}.lob-panel-card.jde li:before{background:#369}.lob-panel-card.hs li:before{background:#c2410c}.lob-panel-card li strong{color:var(--navy);font-weight:600}.lob-panel-card-why.ns{background:#d1fae5}.lob-panel-card-why.jde{background:#dbeafe}.lob-panel-card-why.hs{background:#ffedd5}.lob-panel-stats{display:flex;flex-direction:column;gap:10px;margin-bottom:18px}.lob-panel-stat{align-items:center;background:hsla(0,0%,100%,.85);border-radius:10px;display:grid;gap:14px;grid-template-columns:110px 1fr;padding:14px 16px}.lob-panel-stat-num{font-family:var(--fd);font-size:28px;font-weight:800;letter-spacing:-1px;line-height:1}.lob-panel-card-why.ns .lob-panel-stat-num{color:#047857}.lob-panel-card-why.jde .lob-panel-stat-num{color:#1e4d7b}.lob-panel-card-why.hs .lob-panel-stat-num{color:#c2410c}.lob-panel-stat-text{display:flex;flex-direction:column;gap:2px}.lob-panel-stat-desc{color:var(--gray-700);font-size:13.5px;line-height:1.45}.lob-panel-stat-source{color:var(--gray-500);font-family:var(--fm);font-size:11px;font-weight:600;letter-spacing:.3px}.lob-panel-why-summary{color:var(--gray-700);font-size:14px;line-height:1.6;margin-top:auto}.lob-panel-why-summary strong{color:var(--navy);font-weight:600}.lob-panel-foot{align-items:center;background:var(--white);border:1px solid var(--gray-200);border-radius:12px;display:flex;flex-wrap:wrap;gap:20px;justify-content:space-between;margin-top:20px;padding:18px 24px}.lob-panel-foot-text{color:var(--gray-600);font-size:13.5px;line-height:1.5}.lob-panel-foot-link{align-items:center;border-bottom:2px solid transparent;color:var(--navy);display:inline-flex;font-family:var(--fd);font-size:13.5px;font-weight:700;gap:6px;padding-bottom:1px;text-decoration:none;transition:border-color .15s}.lob-panel-foot-link.ns{color:#047857}.lob-panel-foot-link.jde{color:#369}.lob-panel-foot-link.hs{color:#c2410c}.lob-panel-foot-link:hover{border-bottom-color:currentColor}@media (max-width:820px){.lob-panel-grid{gap:14px;grid-template-columns:1fr}.lob-panel-card{padding:26px 24px}.lob-panel-card h3{font-size:20px}.lob-panel-card h3,.lob-panel-card-sub{padding-right:100px}.lob-panel-card-pill{right:20px;top:24px}.lob-panel-foot{align-items:flex-start;flex-direction:column}.lob-panel-stat{gap:12px;grid-template-columns:80px 1fr;padding:12px 14px}.lob-panel-stat-num{font-size:24px}}